April 26, 2025
If I missed any key points or got any details wrong, let me know. This post is only for iPhones, since that is what I use and know. I am not going to attempt to cover Android.
I lost my cell phone in the ocean. In the middle of my vacation. In El Salvador. Fun!
I'm guessing it's one of the least convenient times and places to lose a cell phone.
I thought I was smart by bringing a spare phone with me on the trip, something I've done for several years when I travel overseas. That spare phone definitely saved the day, but I learned several lessons and discovered a few mistakes I made that cost me time, hassle, and money.
Several of these items relate to filing an insurance claim to replace your phone. If you don't have phone insurance, then you can potentially skip these.
Things to do BEFORE you lose your phone:
1. If you have phone Insurance: Record the exact model number, specs, specific part number, serial number, and IMEI of your phone. I typically record all of this information in my personal password manager. I also recommend taking screen shots of the phone info screens and store those images as well. If you still have the original box for the phone take photos of all of the phone specs and info on the box label as well. Unfortunately, I forgot to do this for the iPhone 15 that I lost, which has made the insurance claim process a major hassle. It turns out that my cell phone provider, AT&T, and the insurance company, Asurion, have no idea which specific phone model I was using. They are completely unable to determine if my iPhone 15 was a 256GB or 128GB model. And due to this, they have denied my insurance claim for the lost phone. Even Apple was unwilling to provide me with the specific "part number" of my phone that would allow me to prove the phone storage, even though my Apple account shows me the phone serial number. Yes, this is beyond absurd. I was surprised to learn this.
2. If you have phone insurance: Verify your phone IMEI and unlock status: This web site provides a free IMEI lookup to verify general phone model (not color or storage), Find My iPhone status, lock status, and blacklist status.